Your spouse can keep all resources that are not typically counted such as the home, a car, household goods, or personal effects.
Your spouse can also keep up to $148,620 in additional resources.
Your spouse can keep more than $148,620 if:
- there are "exceptional circumstances resulting in significant financial duress" OR
- your spouse’s resources do not raise his or her monthly income up to the standard allocation ($2,742).
What if my spouse has more resources than CFC allows?
You will not be eligible for Medicaid if your spouse has more resources than CFC allows.
However, if your spouse refuses to use resources above the $148,620 spousal allocation for your long-term care, you may still qualify for Medicaid if:
- you assign support rights to Medicaid,
- you are physically or mentally unable to make the assignment OR
- denial of Medicaid would place an undue hardship on you.
Resources acquired by your spouse after you become eligible for long-term care are not considered.