Paying Your Mortgage and Foreclosures During the COVID-19 Coronavirus Crisis

VHAP program for homeowners no longer accepting applications

Update on 8/28/2023:

The Vermont Homeowner Assistance Program (VHAP) provided grants of up to $40,000 to eligible homeowners who have financial problems because of COVID and are behind on expenses for the house they own and live in.

If you have questions about VHAP, call Vermont Legal Aid at 1-800-889-2047 and choose option #2.

If you applied for help with your utility bills through VHAP, contact your utility companies to tell them you applied for help. Some utilities say they will not disconnect Vermonters during the application process. If it is a private electric or natural gas utility, they cannot shut off your services while you have a VHAP application pending. To avoid a shutoff, give them your VHAP application ID number.

Have questions?

Call Vermont Legal Aid at 1-800-889-2047 and choose option #2 or use our online form if you have questions about foreclosure, property tax sales, or missed payments for mortgages, mobile home loans, property tax, utilities, homeowner’s insurance, homeowner association fees and mobile home lot rent (for mobile home owners only).

Updated: Aug 28, 2023