Medicare and Health Care Reform
The Health Insurance Marketplace (Exchange) is for people who do not have insurance. If you have Medicare, you will not need to buy insurance in the Vermont Health Insurance Marketplace or Exchange.
The Centers for Medicare & Medicaid Services has issued a one-page fact sheet to let you know what to do if you are on Medicare and someone tries to sell you "Marketplace" insurance.
Beware of Health Insurance Sales Scams
If a company emails you, your family members or your neighbors to try to sell you insurance because it is required in 2014 under the Affordable Care Act, you should ignore and delete those emails without clicking on any of the links.
Most people will be required to have health insurance in 2014 - but if you are not on Medicare and do not have insurance through your employer, you will apply for insurance (including Medicaid) through a government exchange. Vermont’s exchange is called Vermont Health Connect.
In general, it is not a good idea to provide your personal information or purchase goods or services through emails or telephone calls unless you first verify that the company is selling a real service or product.
National Medical Card Scam
The Federal Trade Commission is alerting the public to beware of callers who say that they are sending out national medical cards for the new Affordable Care Act.
THERE ARE NO NATIONAL MEDICAL CARDS, so you should not give any personal or bank information to a caller who says they will send you one.
Here is a link to the FTC's warning and information about how to protect yourself.
Please report any calls you receive from someone attempting to send you a national medical card or any similar type of scam to the FTC.
Make a free call to 1-877-382-4357 or report the complaint online.
Any information you can give to the FTC about the caller - name, telephone number, or location - can be very helpful.