Under Vermont law, any health insurance carrier that offers comprehensive major medical plans must request approval from the Green Mountan Care Board before the carrier may change its insurance rates.
A carrier asks to change its rate by filing a rate request (called a SERFF filing), which is posted on the Vermont Rate Review website. The carrier must justify why a requested rate is needed, and the carrier can’t change a premium/rate until it has been approved. The Office of Health Care Advocate (HCA) represents the public in these rate review cases.
To read about the role the HCA plays in rate review cases, to learn how you can participate in the rate review process, or to read recent rate review decisions, click on the links on the left side of this page. For further details on the rate review process, see the Vermont Rate Review website.