Social Security Disability Insurance (SSDI) pays monthly cash benefits to people who are unable to work because of a disability. To qualify for Social Security disability benefits:
- you must have worked in a job or jobs covered by Social Security and
- you must have a medical condition that is expected to last more than a year or lead to death
How to Apply for SSDI Benefits
To find out how to apply for SSDI benefits, follow this link to visit the official Social Security website.
Benefits usually continue until you are able to work again on a regular basis. There are also a number of special rules, called "work incentives," that provide continued benefits and health care coverage to help you make the transition back to work.
If you are receiving Social Security disability benefits when you reach full retirement age, your disability benefits automatically convert to retirement benefits, but the amount remains the same.